Exercise

And 4 hikes. All along the Catherine Pass Trail in Big Cottonwood Canyon, Utah, 35 miles from Salt Lake City. From short and easy to longer and tougher, each Way comes with spectacular views, air you want to breathe and a perfect spot for a picnic.

And expanding guts. You may have heard about the study that examined the separate effects of decreasing testosterone levels and decreasing estrogen levels in men. Yes, we all have both of those hormones. And they affect muscle mass and abdominal fat in all of us.

Maybe more. Because from the summit of Mt. St. Helena in Calistoga, California, USA, you can see the entire Napa Valley, the Alexander Valley and beyond to the High Sierra and San Francisco. An invigorating, self-righteous, guilt-free Way to start a day in California's wine country.

OK, I've been writing about this for years. It's a big part of Raising Your Standard of Living while you Lower Your Cost of Living. But now there's new research that puts a number on the Cost Benefit of regular exercise: up to $2500/year.

Stripped down. No equipment. Boxing without gloves. Without a ring. No opponent. But with a lot of the exercise benefits of the real deal. Great for strengthening your back and shoulders. Not just Better and Cheaper. Better and Free.